Capital One Quicksilverone Cash Rewards Credit Card Review: Build your credit while you earn cash

Capital One Quicksilverone Cash Rewards Credit Card Review: Build your credit while you earn cash

The Capital One Quicksilverone Cash Rewards -credit card can help people build their credit history and at the same time return at least 1.5% cash with every eligible purchase. More information about the Quicksilverone of Capital One, including how you can earn and exchange rewards.

  • Annual reimbursement

    $ 39

  • Welcome offer

    No

  • Reward percentage

    • 5% cash back on hotels and rental cars booked via Capital One Travel
    • 1.5% cash back on all other purchases
  • Advantages

    • Are automatically considered for a higher credit line in just 6 months
    • Get unlimited access to your credit score and access tools to help you check your credit profile with CreditWise

In addition to the earning potential, the Capital One Quicksilverone Cash Rewards Credit Card has valuable benefits for cardholders.

  • Automatic credit line reviews. Capital One will automatically assess your credit limit for a possible increase of only six months.

  • No foreign transaction costs. Avoid hidden costs of up to 3% when making foreign purchases.

  • Free Credit Score Monitoring. Access and follow your credit score for free with CreditWise. Check your progress in the direction of your credit score goals to be eligible for credit cards with higher rewards and extra benefits.

The Capital One Quicksilverone Cash Rewards -credit card has three primary ways to earn rewards.

  • Booking reservations via Capital One Travel. When you book hotels and rental cars with Capital One Travel, you earn 5% with every purchase.

  • Daily purchases. This card earns an unlimited cash of 1.5% back with every eligible purchase. There are not multiple bonus categories to remember or to activate special offers to earn rewards for all your expenses.

  • Reference from friends and family. Log in to your Capital One account to get your personalized referral connection. You earn extra rewards when your friends and family use your link and be approved.

The cash-back rewards deserved from the Quicksilverone of Capital One never expires as long as your account is open and is a good reputation. You can exchange your rewards at any time and for each amount through multiple repayment options:

  • Get money back. Receive cash back as an overview credit on your account or as a check in the post.

  • Cover your purchases. Rewards redeem to cover some recent purchase on your credit card.

  • Buy Gift Vouchers. Buy gift vouchers from dozens of popular retailers and restaurants to use yourself or to give them as gifts.

  • BRAKE TRAVEL. Use your rewards to book travel through the Capital One Travel Portal.

The Capital One Quicksilverone Cash Rewards credit card makes sense if you want to build your credit while you earn cash-back rewards. If you already have a good or excellent credit score, consider applying for a better reward credit cards.

Use your card responsible and you can be rewarded with a credit line rise in just six months. Capital One automatically assesses the accounts, so that you do not have to ask the bank to increase your limit. The bank also offers CreditWise, a free tool that offers access to your credit score and contains aids to help you check your credit.

  • Less strict credit recommendations for approval (note that having a certain credit score does not guarantee your approval, because it is emitted by the map and based on multiple creditworthiness factors)

  • Automatic credit line reviews in just six months

  • Direct reward speed

  • No foreign transaction costs

The Capital One Quicksilverone Cash Rewards -credit card is an excellent choice for purchases everywhere credit cards are accepted. When your account is opened, you will receive a visa or mastercard, which are two of the most accepted card networks.

Because the Quicksilverone does not charge foreign transaction costs, you can use it the most where you travel. Whether you shop in the city or travel over the ocean, you do not have to pay a hidden foreign transaction costs of a maximum of 3% that can charge some competing cards.

  • Make payments online on capitalone.com

  • Set automatic recurring payments

  • Pay by telephone on (800) 227-4825

  • Use the Capital One Mobile App (Apple, Google)

  • Mail payments to Capital One, Attn: Payment processing, PO Box 71087, Charlotte, NC 28272-1087

  • Overnight payments to Capital One, Attn: Payment processing, 6125 LAKEView RD, Suite 800, Charlotte, NC 28269

  • Personal at a Capital One Cafe, Branch or ATM location

The Capital One Quicksilverone Cash Rewards credit card is an excellent choice for people who want to earn cash-back rewards while building their credit, but it is not the best for everyone. Consider these alternatives for more options.

  • Reward percentage

    • 5% unlimited money back on hotels and rental cars booked via Capital One Travel
    • 1.5% unlimited money back with every purchase, everywhere
  • Advantages

    • No annual or hidden costs; See if you have been approved within a few seconds
    • Earn your $ 200 deposit as an overview credit when you follow the best use of the card, such as making payments on time
    • Are automatically considered for a higher credit in six months without extra deposit

Why we like it: The Capital One Quicksilver is protected, is comparable to the Capital One Quicksilverone, but it can have less strict credit requirements as a secure card. You can still earn valuable cash-back rewards, but you have to deposit at least $ 200 refundable deposit that acts as your credit line.

Read our Full Capital One Quicksilver Secured Review


  • Reward percentage

    • 3% cash back at American supermarkets (up to $ 6,000 per year in purchases, than 1%)
    • 3% cash back on American online retail purchases (up to $ 6000 per year in purchases, then 1%)
    • 3% cash back on American gas stations (up to $ 6,000 per year in purchases, than 1%)
    • 1% cash back on all other purchases
    • Cashback is received in the form of reward dollars that can be exchanged as an overview credit or at Amazon.com at the checkout
  • Advantages

    • Generous intro Apr on purchases and balance transfers
    • Receive a monthly statement of $ 7 after $ 9.99 or more to have spent on a streaming subscription to the Disney bundle, plus earn up to $ 15 in monthly statement credits after purchasing a Thuischef subscription

Why we like it: The Amex Blue Cash Everyday Card makes earning rewards on daily purchases easy with its increased bonus categories. You can also benefit from multiple card benefits, including receiving $ 7 every month after the expenditure of $ 9.99+ monthly to an eligible Disney bundle subscription (required registration).

Read our full Amex Blue Cash Everyday Card Review


  • Reward percentage

    • 8% cash back to Capital One Entertainment
    • 5% cash back on hotels and rental cars booked via Capital One Travel
    • 3% money back on dinner, entertainment, popular streaming services and in supermarkets (excluding superstores such as Walmart and Target)
    • 1% cash back on all other purchases
  • Advantages

    • Get a 0% APR for purchases and balance transfers for the first 15 months
    • No foreign transaction costs

Why we like it: The Capital One Suree has an annual fee of $ 0, no foreign transaction costs and intro Apr offers on purchases and balance transfers. It is also one of the most rewarding tickets for cash-back for daily stores, including in supermarkets, eating out, entertainment and popular streaming services.

Read our full Capital One Source Credit Card Review

This article has been edited by Ben Walker (CEPF, CFEI®)


Editorial disclosure: The information in this article has not been assessed or approved by an advertiser. All opinions are exclusively from Yahoo Finance and are not those of another entity. The details about financial products, including card rates and reimbursements, are accurate from the publication date. All products or services are presented without warranty. Check the bank’s website for the most up -to -date information. This site does not contain all currently available offers. Credit score alone offers no guarantee or implies approval for a financial product.

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